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Credit Facility
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We are an independent family business and operate from a large retail outlet on the A82 just 2 minutes from junction 17 on the M8 motorway in Central Scotland. We have been serving the furniture community since 1982.  We specialise in quality furniture for the whole house together with specialised and innovative children’s pine and painted furniture.  

Way2pay is a new and unique alternative to retail finance, our aim is to give customers more freedom in their finances on high end purchases, and those costly home improvement services. Have you ever considered the real cost of buy now pay later schemes and 0% interest packages? They can turn out to be very costly as these are higher risk packages, and how does anyone know what financial position you'll be in next year !

Way2Pay was set up to give the smaller and medium sized businesses the chance to bridge that huge gap between themselves and the major retailers, who do offer retail finance. Why wait to save for goods to buy next year, why compromise on quality and why be distracted by promotional sales of lesser quality services. So let's start using the smaller guys again where quality counts, with some great finance products to suit.

High street finance offer “buy now pay later” which are interest free for 1 year but then have a high APR for longer fixed term agreements. In today's credit crisis most top lenders will not give “buy now pay later” longer than 1 year as these are high risk packages. Offers of 0% interest for 12 months are marketing strategies, the retailer has to pay the customers interest for 1 year whilst it's at 0% which means the retailer marks up the product at a higher cost making them less competitive in the market place plus costing the customer more.

Way2Pay gives you the chance to arrange your own finance through our associates, giving you the best finance options available. Way2Pay allows your retailers to help you by providing a finance option suitable to your needs.

Our associates search the market to offer you excellent APR rates, flexible payment plans and all from the leading lenders. What's more appealing is you are not restricted by the amount of the purchase from your retailer. You could borrow more for other expenditure not connected to the current retailer to give you more spending power.

Who is eligible?   Tenants & Home Owners.   Living with parents.     Self Employed.        Bad Credit / CCJ's.

Unsecured loans available from £500 to £15,000.         Secured loans available from £5,000 to £50,000.

Don't delay start your application today, complete a form in store or complete the online application form by clicking the logo below 

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Or call an advisor and get your finance application started today.                     TEL: 0844 561 8841